Motorcycle Insurance & Motorbike Insurance

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Where can I find Motorcycle Insurance?

Motorcycle Insurance, similarly as to how we have talked about classic car insurance, is by no means a distress purchase. We say this because, let’s face it, nobody likes paying for standard car insurance, it is something we are made to buy and we all begrudge the premiums that have to be paid.

Bike Insurance, on the other hand, is required to protect that pride and joy that is polished up and kept in the garage most of year, waiting for those bright and dry days, when it cane be taken for a spin down some country lanes! Riding a motorcycle is not as easy as it looks and it is now mandatory that every new driver must complete their CBT (Compulsory Basic Training) before they are allowed to ride a motorbike on the uk ’s roads.

As we have mentioned, motorcycling is an enthusiast sport and is also very seasonal. The season usually kicks off around Easter and will then run until September, until the night’s start to draw in. However, a bikers season if very much depicted by the great British weather!

One of the major highlights of the biking calendar is the Isle of Man TT races. Each year, some of the finest bikers, and a lot of spectators, go over to this island in the Irish sea to make use of it’s windy roads (that surprisingly don’t have any speed limits) to watch or take part in several organised road races.

The motorcycling calendar also includes lot’s of exhibitions at venues such as the G-Mex centre in Manchester , Earl’s Court in London and at the NEC in Birmingham . Such events carry all of the glitz and glamour you would expect from a motorcycle event and are attended by lots of exhibitors and visitors alike. Motorcycle manufacturers, dealers, accessory sellers and yes Motorcycle Insurance companies exhibit at these events.

So, motorcycle insurance isn’t exciting, but it is probably as exciting as insurance is going to get. The same principles for keeping your premium down on car insurance can be applied to motorbike insurance as well. Don’t go looking to insure a 500cc bike if you have just passed your test and don’t have any no claims bonus and make sure the bike is kept securely (both when in use and being stored).

One other thing to bear in mind with bike insurance is whether the company you are thinking of insuring with will penalise you if you cancel an annual policy mid term. Due to biking being a seasonal hobby, a lot of people will not own a bike all year round, or want to pay fully comprehensive premiums if the bike is laid up. However, if you do plan to leave a bike uninsured because you will not be using it, be aware that if it were stolen you would also have no cover!

 

 

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